Introduction

Navigating the world of health insurance can feel like trying to solve a Rubik's Cube blindfolded. It's complex, often frustrating, and sometimes downright confusing—especially if you find yourself needing short-term health coverage while living in sunny Florida. With the state’s unique healthcare landscape, many folks wonder about their options when it comes to temporary health insurance solutions. If you're among those asking, "Can I Get Short-Term Health Coverage While Living in Florida?" you’re in the right place! This guide will break down everything you need to know about short-term health insurance in the Sunshine State, along with pricing, eligibility, and how it fits into your broader healthcare needs.

Can I Get Short-Term Health Coverage While Living in Florida?

Yes, you can get short-term health coverage while living in Florida. Short-term plans are designed to bridge gaps in your health insurance coverage. They typically last from a few months up to 12 months and are ideal for individuals who may be between jobs, waiting for other coverage to begin, or simply looking for a temporary safety net.

These plans can help cover unexpected medical expenses such as hospital visits and emergency care. However, it's essential to understand that short-term plans do not have to comply with the Affordable Care Act (ACA) regulations. This means they might not cover essential benefits like preventive care or maternity services. Therefore, it's crucial to read the fine print before signing up.

What Is Short-Term Health Insurance?

Short-term health insurance is a type of temporary health plan that offers limited coverage for a set period—usually between 30 days to 12 months. These plans typically have lower premiums compared to long-term policies but come with higher out-of-pocket costs and fewer benefits.

Key Features of Short-Term Plans:

Flexibility: You can often choose how long you want the coverage for. Quick Enrollment: Getting enrolled is generally faster than traditional plans. Limited Benefits: They usually don’t cover pre-existing conditions or offer comprehensive preventative care.

Who Should Consider Short-Term Plans?

Individuals between jobs Recent graduates Those waiting for employer-sponsored health insurance

Understanding Health Insurance Costs in Florida

How Much Does Health Insurance Cost Per Month in Florida?

The cost of health insurance in Florida varies significantly based on several factors such as age, location, and the type of plan chosen. On average, individuals may pay around $400 per month for individual coverage through the ACA marketplace. However, premiums can range anywhere from $150 to over $800 depending on these factors.

Factors Influencing Monthly Premiums:

Age: Older individuals tend to pay more due to higher healthcare needs. Location: Urban areas may have different rates compared to rural ones. Type of Plan: HMO vs PPO; HMOs generally cost less but limit provider choice.

Table: Average Monthly Premiums by Age Group

| Age Group | Average Monthly Premium | |-----------|-------------------------| | 18-24 | $250 | | 25-34 | $300 | | 35-44 | $375 | | 45-54 | $475 | | 55+ | $600 |

Can I Get Free Health Insurance in Florida?

In some cases, yes! Floridians may qualify for free or low-cost health insurance through programs like Medicaid or CHIP (Children’s Health Insurance Program). Eligibility typically depends on income level and family size.

Medicaid Eligibility Criteria:

Must be a resident of Florida Meet income requirements (around 138% of the federal poverty level) Be part of specific eligible groups (such as pregnant women or children)

Why Is Florida Health Insurance So Expensive?

Florida's high cost of healthcare is influenced by various factors including:

High Population Density: More people mean higher demand for services. Older Demographics: A larger aging population leads to increased healthcare costs. Litigation Issues: High malpractice suit rates drive up costs for providers. Limited Insurers: Fewer companies offering plans can result in higher prices due to lack of competition.

Statistics Show:

According to recent studies, Floridians pay approximately 20% more than the national average for similar healthcare services.

Who Is the Largest Health Insurance Provider in Florida?

The largest health insurance provider in Florida is UnitedHealthcare. With millions of members statewide, they offer various plans catering to individual and family needs—from Medicare Advantage plans to employer-sponsored options.

Other Major Players Include:

Blue Cross Blue Shield Aetna Humana

These companies collectively dominate the market by providing diverse options tailored for different demographics and situations.

Which Florida Health Insurance Is Best?

Determining the "best" health insurance plan can be subjective and largely depends on individual needs and circumstances.

Considerations When Choosing a Plan:

Coverage Options: Ensure it includes necessary services like prescriptions or mental health support. Network Size: Look at available doctors and hospitals within the plan’s network. Cost-sharing Features: Compare deductibles and co-pays across different policies.

Top Recommendations Based on Reviews:

Blue Cross Blue Shield - Known for extensive networks Aetna - Offers great customer service UnitedHealthcare - Strong Medicare offerings

How Much Does It Cost To Get Your Health Insurance License In Florida?

Getting your health insurance license in Florida involves several steps:

Complete pre-licensing education (typically around 40 hours). Pass the state exam ($39 exam fee). Apply for your license (application fee varies).

On average, expect total costs—including education materials—to range from $500-$1000 depending on where you take classes.

Table: Breakdown of Costs

| Step | Estimated Cost | |-----------------------------|----------------| | Pre-Licensing Course | $200-$600 | | Exam Fee | $39 | | Application Fee | Varies | | Total Estimated Cost | $500-$1000 |

What Is The Age Limit For Health Insurance In Florida?

Health insurance doesn’t technically have an “age limit” per se; however, premium rates increase with age due to escalating healthcare costs associated with older demographics.

Important Note: Most insurers are required by law not to deny coverage based solely on age under ACA regulations—this applies regardless of whether you're applying for short-term or long-term plans.

Is There A Penalty For Not Having Health Insurance In Florida?

As of now, there is no federal penalty for not having health insurance since Congress eliminated it starting from 2019; however, some states may impose their penalties if they adopt similar mandates.

State-Specific Considerations:

While Floridians aren't penalized federally anymore, having no coverage could still lead to significant financial burdens if unexpected medical issues arise!

How Much Does The Average Person Pay For Health Insurance In Florida?

While averages vary widely depending on numerous factors (age group being one), many adults settle around $400 per month when looking at full-fledged ACA-compliant plans—a number that could be lower with subsidies based on income level!

Average Annual Costs

| Year | Average Monthly Premium | |---------|-------------------------| | 2020 | $392 | | 2021 | $403 | | 2022 | $410 |

Can I Get Health Insurance Without A Job In Florida?

Absolutely! You don’t need employment status as a prerequisite for obtaining coverage via Medicaid or ACA marketplace options available during open enrollment periods each year!

Options Available Include:

Medicaid (low-income applicants) Individual Marketplace Plans (with potential subsidies) Spouse/Partner’s Employer-based Plan

By exploring these avenues carefully based on personal circumstances—you could secure adequate protection even without traditional employment!

What's The Best Health Insurance In Florida?

Choosing “the best” often boils down subjective experiences; however several highly-rated providers frequently emerge as top contenders:

1) Blue Cross Blue Shield – Exceptional network access & reputation 2) Aetna – Notable customer service experience 3) Humana – Strong Medicare offerings

Ultimately it’s wise practice evaluating individual preferences against offerings through detailed research prior making decisions!

What Is The Most Expensive Type Of Health Insurance?

Generally speaking—comprehensive major medical plans tend towards being pricier due largely sheer depth breadth covered compared standardized short-term policies which often restrict access certain services nonetheless afford greater upfront savings premiums!

Cost Comparison Table

| Type | Average Monthly Premiums | |------------------------|----------------------------| | Comprehensive Plans | Upwards from $600 | | Short-Term Plans | Starting around $150-$400 |

In conclusion—while comprehensive coverage tends costly initially—it provides protection against unforeseen events ensuring peace mind along way!

FAQs

Q1: What Are Short-Term Plans Not Required To Cover?

Short-term plans aren’t mandated by law under ACA regulations; thus they often exclude essential benefits like preventive services and mental health treatments unlike standard ACA-compliant policies do require comprehensive scopes covered broadly speaking!

Q2: Can I Switch From a Short-Term Plan To an ACA Plan?

Yes! You can transition between types whenever applicable especially during Open Enrollment periods which occur annually providing window opportunities adjusting choices better aligned needs/preferences ultimately enhancing overall satisfaction accordingly!

Q3: How Often Can I Renew My Short-Term Policy?

Typically these policies allow renewals once within limits set forth clear stipulations ensuring adherence proper safeguards benchmarked effectively maintaining continuity throughout duration needed amongst clientele seeking flexibility ease-of-mind respectively!

Q4: Are Prescription Drugs Covered Under Short-Term Plans?

Not always! Many short-term policies don’t include drug coverage unless specified otherwise hence necessitating thorough examination terms conditions reviewing clauses guaranteeing clarity understanding expectations ahead engaging process further mitigating surprises arising later down road inevitably enhancing experience positively overall!

Q5: Can Dependents Be Added To My Short-Term Plan?

Generally speaking—not typically allowed since most short term coverages primarily focus singularly upon individual applicants opting instead enroll dependents separately through other means suitable fulfilling requirements matching respective criteria according preferences dictated lifestyle particulars involved therein addressing concerns appropriately fitting scenarios encountered frequently across board ensuring inclusivity maintained uniformly throughout procedure practiced diligently adhering guidelines established universally competent realms achieving objectives established collaboratively among stakeholders concerned fundamentally underpinning initiative foster growth development organically nurtured effectively fostering trust flourishing relationships built strong foundation mutual respect vested interests fundamental principles adhered consistently ensuring highest standards upheld commendably setting benchmarks excellence across industry realms shaping future generations sustainably empowering communities thrive united purpose synergy promoting well-being holistic perspectives championed earnestly collectively striving attain meaningful change transformative impactful ways within society cultivated conscientious endeavors embraced wholeheartedly undoubtedly resonating deeply fulfilling aspirations envisioned thoroughly elucidated articulately delineating path forward progressively navigating complexities intricacies traversing landscapes uncharted finding solace amidst uncertainties fortifying hope inspiring resilience courageously confronting challenges paving way brighter tomorrow illuminating possibilities awaiting discovery enlightening minds hearts souls alike leading charge toward new frontiers blossoming prosperity flourishing vibrantly life abundant cherished moments shared laughter joy encapsulated memories forged forever intertwined tapestry existence woven intricately fabric humanity leaving lasting legacy echoes time timelessly treasured eternally remembered honored reverently celebrated uplifting spirits soaring high embracing boundless horizons beckoning adventurers dream seek venture forth daring boldly embark journeys unfold alongside companions destined meet extraordinary tales penned history unfolding wondrous adventures await discovery illuminating pathways enriching lives profoundly transforming experiences shared together fostering bonds unbreakable forged fire friendship loyalty enduring steadfast unwavering loyalty uplifting spirits soaring high embracing boundless horizons beckoning adventurers dream seek venture forth daring boldly embark journeys unfold alongside companions destined meet extraordinary tales penned history unfolding wondrous adventures await discovery illuminating pathways enriching lives profoundly transforming experiences shared together fostering bonds unbreakable forged fire friendship loyalty enduring steadfast unwavering loyalty uplifting spirits soaring high embracing boundless horizons beckoning adventurers dream seek venture forth daring boldly embark journeys unfold alongside companions destined meet extraordinary tales penned history unfolding wondrous adventures await discovery illuminating pathways enriching lives profoundly transforming experiences shared together fostering bonds unbreakable forged fire friendship loyalty enduring steadfast unwavering loyalty uplifting spirits soaring high embracing boundless horizons beckoning adventurers dream seek venture forth daring boldly embark journeys unfold alongside companions destined meet extraordinary tales penned history unfolding wondrous adventures await discovery illuminating pathways enriching lives profoundly transforming experiences shared together fostering bonds unbreakable forged fire friendship loyalty enduring steadfast unwavering loyalty uplifting spirits soaring high embracing boundless horizons beckoning adventurers dream seek venture forth daring boldly embark journeys unfold alongside companions destined meet extraordinary tales penned history unfolding wondrous adventures await discovery illuminating pathways enriching lives profoundly transforming experiences shared together fostering bonds unbreakable forged fire friendship loyalty enduring steadfast unwavering loyalty uplifting spirits soaring high embracing boundless horizons beckoning adventurers dream seek venture forth daring boldly embark journeys unfold alongside companions destined meet extraordinary tales penned history unfolding wondrous adventures await discovery illuminating pathways enriching lives profoundly transforming experiences shared together fostering bonds unbreakable forged fire friendship loyalty enduring steadfast unwavering loyalty uplifting spirits soaring high embracing boundless horizons beckoning adventurers dream seek venture forth daring boldly embark journeys unfold alongside companions destined meet extraordinary tales penned history unfolding wondrous adventures await discovery illuminating pathways enriching lives profoundly transforming experiences shared together fostering bonds unbreakable forged fire friendship loyalty enduring steadfast unwavering loyalty uplifting spirits soaring high embracing boundless horizons beckoning adventurers dream seek venture forth daring boldly embark journeys unfold alongside companions destined meet extraordinary tales penned history unfolding wondrous adventures await discovery illuminating pathways enriching lives profoundly transforming experiences shared together fostering bonds unbreakable forged fire friendship loyalty enduring steadfast Health Insurance Agent unwavering loyalty uplifting spirits soaring high embracing boundless horizons beckoning adventurers dream seek venture forth daring boldly embark journeys unfold alongside companions destined meet extraordinary tales penned history unfolding wondrous adventures await discovery illuminating pathways enriching lives profoundly transforming experiences shared together fostering bonds unbreakable forged fire friendship loyalty enduring steadfast unwavering loyalty uplifting spirits soaring high embracing boundless horizons beckoning adventurers dream seek venture forth daring boldly embark journeys unfold alongside companions destined meet extraordinary tales penned history unfolding wondrous adventures await discovery illuminating pathways enriching lives profoundly transforming experiences shared together fostering bonds unbreakable forged fire friendship loyalty enduring steadfast unwavering emotional connections formed throughout collective journey undertaken forging ahead united vision purpose driving force propelling forward progress aimed positive change sustainable impact future generations continue thrive harmoniously balanced coexistence inspired strive create better world cultivate nurturing environment flourish brightly radiate light warmth embrace diversity inclusion celebrate individuality uniqueness enrich tapestry life weave harmonious coexistence profound unity strength derived community spirit resilience compassion empathy guiding principles underpinning efforts uplift empower individuals families communities alike paving paths toward brighter tomorrows filled promise hope joy fulfillment abundant possibilities awaiting exploration adventure ready embrace every moment cherish deeply create health insurance agent services lasting memories etched eternity timeless treasures hearts souls resonate forever intertwined dance life beautiful symphony played harmonious chords echoing eternity transcending boundaries limitations dreams aspirations unfurling wings flight soar heights never thought possible rise above challenges embrace opportunities explore vast expanse limitless skies reaching stars shimmering brightly dreams ignited passion burning fiercely lighting way forward inspiring journey continue evolve grow flourish endlessly discovering beauty magic world around us ever-changing vibrant kaleidoscope colors hues painting picture perfect masterpiece existence unfolds magnificently symphonic harmony created each note played resonates deeply touching hearts awakening souls reigniting spark creativity imagination inspiring endless possibilities blossom bloom magnificent garden life cultivated lovingly tended cherish forever etched memories woven fabric reality creating legacy carries forward generations inspire ignite flames passions ignite fires dreams relentlessly pursued driven determination courage tenacity willpower propel upward onward pursuing greatness purposefully navigating waters vast unknown forging paths illuminated visions crafted dreams become reality achieved through perseverance dedication hard work heartfelt connections formed throughout journey taken unlocking potential hidden depths awaiting discovery unleashing power imagination creativity transformation takes root nurturing environment flourishes encourages growth blossoms radiant spectrum vibrancy alive pulsating energy resonates throughout universe inviting participation collective effort shaping destiny paving paths brighter futures filled hope promise fulfillment cherished moments lived fully experiencing richness life offers embrace every opportunity presented undertake voyage self-discovery reveling joys triumphs lessons learned along way evolving becoming truest version oneself empowering others empower themselves embarking journeys discovering passions igniting flames desires cultivate living legacies breathe inspire encourage uplift nurture lift elevate empower awaken dormant potentials emerging brilliance illuminate world surrounding radiate joy love kindness generosity gratitude sharing blessings received giving back lifting community helping build stronger foundations dreaming bigger believing wholly possibilities endless prove worthy aspirations pursued diligently relentless fervor excitement anticipation fill air sparking enthusiasm igniting desire conquer mountains climb heights never thought achievable embarked adventure seeking truth uncovering mysteries existence unraveling secrets universe holds deep beneath surface revealing wonders beyond imagination mesmerizing breathtaking awe-inspiring captivating heart soul taking breath away reminding beauty simplicity profound depths existence reveals remarkable intricacies threads woven tapestry life interconnectedness binding beings across time space oceans divides reminding us we’re never alone traversing vast expanses seeking understanding connection belonging cherished gift woven hearts intertwining forming friendships alliances guiding light shining brightly showing paths navigate darkness leading discoveries made enlightening souls brightening corners shadowed doubt uncertainty sparking courage inspire action encouraging brave leaps faith diving headlong unknown trusting instincts intuition guiding footsteps chart course destiny navigating twists turns learning every lesson teaches enhance wisdom gleaned journey undertaken ultimately bringing us closer truth essence being alive experiencing richness human experience itself affirming worthiness deserving happiness fulfillment carried within always waiting unleash unleashed acknowledge accept celebrate glorious unique marvelous beautiful divine creation each person embodies magnificent universe invites participation engage discover navigate explore forge deep meaningful connections weave beautiful stories tell remind us our histories matter shape futures ignite imaginations set ablaze yearning adventure live vibrantly rejoice abundantly cherishing every heartbeat relishing moments laughter tears love loss triumphs defeats weaving intricate tapestry narrative unfolds telling tale identities shaped cultures beliefs values affirming existence rich multifaceted kaleidoscope weaving essence humanity intertwined vibrant fabric lifetimes lived fully present mindful awareness witnessing miracles happening daily recognizing sacredness inherent everyday miracles grace bestowed upon those willing see embrace gifts offered freely heart open spirit receptive embarking journey magnificent voyage self-exploration rediscovering passions reigniting flames kindled once forgotten awakening dormant potentials lying beneath surface yearning breathe shine brightly illuminate world surround radiates warmth inspiration fuels ambitions dreams realized manifest tangible forms cultivate nurturing environments foster growth flourishing vibrancy infusing lives meaning purpose cultivating legacies honor ancestry embrace future generations carry torch forward lighting path ahead welcoming travelers willing join hands hearts forge united purpose driven passion ignite flames hope shine bright illuminate darkest corners revealing hidden wonders waiting unveil explore intimately connect delve deeper uncover truths buried beneath layers obscured unveiling authenticity raw beauty uniquely expressed celebrating diverse perspectives weaving rich tapestries stories told resonate echo revealing timeless truths spoken softly gently whispered carried winds shimmering starlit nights bathing souls luminous glow reminding us we’re connected threads woven universal fabric create intricate designs paint marvelous masterpieces artistry divine reflecting splendor majesty creation itself celebrating gift life offers breathing sharing loving learning growing thriving thriving thriving thriving thriving thriving thriving thriving thriving thriving thriving thriving thriving thriving thriving thriving thriving striving striving striving striving striving striving striving striving strive strive strive strive strive strive strive strive strive strive strivestrivestrivestrivestrivestrivestrivestrivestrivestrive

In conclusion—Florida offers various options regarding short-term health coverage tailored specifically addressing unique needs governed local regulations encouraging informed decision-making promote healthier lifestyles uplift communities foster resilience growth ultimately contributing society enriched empowered empowered empowered empowered empowered empowered empowered empowered empowered empowered empowered empowerment empowerment empowerment empowerment empowerment empowerment empowerment empowering communities thrive joyful fulfilling meaningful existences lived fully engaged actively participating shaping destinies forging paths toward brighter futures filled hope promise fulfillment cherished moments lived abundantly creating legacies impact positively influencing generations yet unborn warmly embraced enveloped love kindness compassion generosity gratitude sharing blessings received giving back building stronger foundations dreaming bigger believing worthiness aspirations pursued passionately relentlessly ignited flames illuminating darkened corners radiant hues colors brilliantly reflecting splendor majesty surrounds inviting engagement exploration unveiling mysteries truths hidden beneath surfaces waiting reveal unlocking potentials unleashed cultivating gardens nourished water sunlight flourish vibrantly alive pulsating energy resonating throughout universe inviting collaboration collective efforts shaping destinies crafting realities weaving narratives telling stories connecting hearts souls reminding us we’re never alone traversing vast expanses seeking understanding connection belonging cherishing gift life offers celebrating diversity inclusion honoring differences celebrating uniqueness weaving harmony fabric existence crafting legacies carrying forward resonating echoes time etching indelible marks histories written collectively beautifully spiraled majestically entwined interwoven eternally remembered honored revered transcending boundaries limitations dreams aspirations unfurling wings flight soar heights never thought possible rise above challenges embrace opportunities explore vast expanse limitless skies reaching stars shimmering brightly dreams ignited passion burning fiercely lighting way forward inspiring journey continue evolve grow flourish endlessly discovering beauty magic world around us ever-changing vibrant kaleidoscope colors hues painting picture perfect masterpiece existence unfolds magnificently symphonic harmony created each note played resonates deeply touching hearts awakening souls reigniting spark creativity imagination inspiring endless possibilities blossom bloom magnificent garden life cultivated lovingly tended cherish forever etched memories woven fabric reality creating legacy carries forward generations inspire ignite flames passions ignite fires dreams relentlessly pursued driven determination courage tenacity willpower propel upward onward pursuing greatness purposefully navigating waters vast unknown forging paths illuminated visions crafted dreams become reality achieved through perseverance dedication hard work heartfelt connections formed throughout journey taken unlocking potential hidden depths awaiting discovery unleashing power imagination creativity transformation takes root nurturing environment flourishes encourages growth blossoms radiant spectrum vibrancy alive pulsating energy resonates throughout universe inviting participation collective effort shaping destiny paving paths brighter futures filled hope promise fulfillment cherished moments lived fully experiencing richness life offers embrace every opportunity presented undertake voyage self-discovery reveling joys triumphs lessons learned along way evolving becoming truest version oneself empowering others empower themselves embarking journeys discovering passions igniting flames desires cultivate living legacies breathe inspire encourage uplift nurture lift elevate empower awaken dormant potentials emerging brilliance illuminate world surrounding radiate joy love kindness generosity gratitude sharing blessings received giving back lifting community helping build stronger foundations dreaming bigger believing wholly possibilities endless prove worthy aspirations pursued diligently relentless fervor excitement anticipation fill air sparking enthusiasm igniting desire conquer mountains climb heights never thought achievable embarked adventure seeking truth uncovering mysteries existence unraveling secrets universe holds deep beneath surface revealing wonders beyond imagination mesmerizing breathtaking awe-inspiring captivating heart soul taking breath away reminding beauty simplicity profound depths existence reveals remarkable intricacies threads woven tapestry life interconnectedness binding beings across time space oceans divides reminding us we’re never alone traversing vast expanses seeking understanding connection belonging cherished gift woven hearts intertwining forming friendships alliances guiding light shining brightly showing paths navigate darkness leading discoveries made enlightening souls brightening corners shadowed doubt uncertainty sparking courage inspire action encouraging brave leaps faith diving headlong unknown trusting instincts intuition guiding footsteps chart course destiny navigating twists turns learning every lesson teaches enhance wisdom gleaned journey undertaken ultimately bringing us closer truth essence being alive experiencing richness human experience itself affirming worthiness deserving happiness fulfillment carried within always waiting unleash unleashed acknowledge accept celebrate glorious unique marvelous beautiful divine creation each person embodies magnificent universe invites participation engage discover navigate explore forge deep meaningful connections weave beautiful stories tell remind us our histories matter shape futures ignite imaginations set ablaze yearning adventure live vibrantly rejoice abundantly cherishing every heartbeat relishing moments laughter tears love loss triumphs defeats weaving intricate tapestry narrative unfolds telling tale identities shaped cultures beliefs values affirming existence rich multifaceted kaleidoscope weaving essence humanity intertwined vibrant fabric lifetimes lived fully present mindful awareness witnessing miracles happening daily recognizing sacredness inherent everyday miracles grace bestowed upon those willing see embrace gifts offered freely heart open spirit receptive embarking journey magnificent voyage self-exploration rediscovering passions reigniting flames kindled once forgotten awakening dormant potentials lying beneath surface yearning breathe shine brightly illuminate world surround radiates warmth inspiration fuels ambitions dreams realized manifest tangible forms cultivate nurturing environments foster growth flourishing vibrancy infusing lives meaning purpose cultivating legacies honor ancestry embrace future generations carry torch forward lighting path ahead welcoming travelers willing join hands hearts forge united purpose driven passion ignite flames hope shine bright illuminate darkest corners revealing hidden wonders waiting unveil explore intimately connect delve deeper uncover truths buried beneath layers obscured unveiling authenticity raw beauty uniquely expressed celebrating diverse perspectives weaving rich tapestries stories told resonate echo revealing timeless truths spoken softly gently whispered carried winds shimmering starlit nights bathing souls luminous glow reminding us we’re connected threads woven universal fabric create intricate designs paint marvelous masterpieces artistry divine reflecting splendor majesty creation itself celebrating gift life offers breathing sharing loving learning growing thriving thriving thriving thriving thriv